Aflac (AFL) Stock Forecast & Price Target

$107.69 -4.06 (-3.64%)

As of 10:14 AM Eastern

Aflac - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Hold

Based on 14 Analyst Ratings

Sell
2

Hold
10

Buy
2

Based on 14 Wall Street analysts who have issued ratings for Aflac in the last 12 months, the stock has a consensus rating of "Hold." Out of the 14 analysts, 2 have given a sell rating, 10 have given a hold rating, and 2 have given a buy rating for AFL.

Consensus Price Target

$104.29
-3.16% Downside

According to the 14 analysts' twelve-month price targets for Aflac, the average price target is $104.29. The highest price target for AFL is $124.00, while the lowest price target for AFL is $83.00. The average price target represents a forecasted downside of -3.16% from the current price of $107.69.

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AFL Analyst Ratings Over Time

Type	Current Forecast 4/4/24 to 4/4/25	1 Month Ago 3/5/24 to 3/5/25	3 Months Ago 1/5/24 to 1/4/25	1 Year Ago 4/5/23 to 4/4/24
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	2 Buy rating(s)	2 Buy rating(s)	3 Buy rating(s)	2 Buy rating(s)
Hold	10 Hold rating(s)	10 Hold rating(s)	9 Hold rating(s)	7 Hold rating(s)
Sell	2 Sell rating(s)	2 Sell rating(s)	3 Sell rating(s)	2 Sell rating(s)
Consensus Price Target	$104.29	$103.36	$98.73	$80.36
Forecasted Upside	-3.16% Downside	-4.47% Downside	-4.29% Downside	-4.75% Downside
Consensus Rating	Hold	Hold	Hold	Hold

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AFL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

AFL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Aflac Stock vs. The Competition

Type	Aflac	Finance Companies	S&P 500
Consensus Rating Score	2.00	2.53	2.54
Consensus Rating	Hold	Moderate Buy	Moderate Buy
Predicted Upside	-6.58% Downside	55.41% Upside	25.03% Upside
News Sentiment Rating	Positive News See Recent AFL News	Positive News	Positive News

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Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
4/2/2025	UBS Group 4 of 5 stars	Brian Meredith Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Neutral ➝ Neutral	$109.00 ➝ $114.00	+1.20%
4/2/2025	Piper Sandler 2 of 5 stars	John Barnidge Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Overweight ➝ Overweight	$118.00 ➝ $124.00	+10.41%
4/2/2025	JPMorgan Chase & Co. 2 of 5 stars	Jimmy Bhullar Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Neutral ➝ Neutral	$94.00 ➝ $96.00	-14.62%
2/28/2025	Morgan Stanley Subscribe to MarketBeat All Access for the recommendation accuracy rating	Nigel Dally Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Equal Weight ➝ Equal Weight	$98.00 ➝ $105.00	-3.06%
2/19/2025	Wells Fargo & Company Subscribe to MarketBeat All Access for the recommendation accuracy rating	E. Greenspan Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Equal Weight ➝ Equal Weight	$104.00 ➝ $102.00	-2.15%
2/12/2025	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the recommendation accuracy rating	Ryan Krueger Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Market Perform ➝ Market Perform	$107.00 ➝ $104.00	+0.88%
2/7/2025	Barclays Subscribe to MarketBeat All Access for the recommendation accuracy rating	A. Scott Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Underweight ➝ Underweight	$98.00 ➝ $95.00	-8.32%
1/23/2025	BMO Capital Markets Subscribe to MarketBeat All Access for the recommendation accuracy rating	Jack Matten Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Market Perform	$111.00	+6.46%
12/4/2024	Evercore ISI Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target	Underperform ➝ Underperform	$104.00 ➝ $102.00	-4.46%
11/1/2024	Truist Financial Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Hold ➝ Hold	$100.00 ➝ $105.00	-0.72%
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10/10/2024	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Buy ➝ Buy	$115.00 ➝ $124.00	+11.27%
10/9/2024	TD Cowen Subscribe to MarketBeat All Access for the recommendation accuracy rating	D. Bergman Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Hold	$102.00	-9.31%
7/23/2024	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Neutral ➝ Neutral	$84.00 ➝ $93.00	-1.57%
6/28/2024	Jefferies Financial Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target	Hold ➝ Hold	$84.00 ➝ $83.00	-7.63%
2/2/2024	Raymond James Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Outperform ➝ Outperform	$83.00 ➝ $88.00	+15.17%
1/9/2024	The Goldman Sachs Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Sell ➝ Sell	$61.00 ➝ $75.00	-9.50%
6/9/2023	888 Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Reiterates
6/9/2023	58.com Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Reiterates
4/27/2023	VNET Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Maintains

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 10:14 AM ET.

Should I Buy Aflac Stock? AFL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, March 30, 2025. Please send any questions or comments about these Aflac pros and cons to contact@marketbeat.com.

Aflac
Bull Case

Here are some ways that investors could benefit from investing in Aflac Incorporated:

The current stock price of Aflac Incorporated is $109.71, which reflects a stable performance in the market, indicating potential for growth.
Aflac Incorporated has a strong market capitalization of $59.88 billion, suggesting a solid financial foundation and the ability to weather economic fluctuations.
The company reported a net margin of 28.76%, showcasing its efficiency in converting revenue into profit, which is attractive for investors seeking profitability.
Analysts have set a consensus target price of $103.36, indicating that there is room for price appreciation, making it a potentially lucrative investment.
With a return on equity of 16.20%, Aflac Incorporated demonstrates effective management of shareholder equity, which is a positive sign for investors looking for returns on their investments.

Aflac
Bear Case

Investors should be bearish about investing in Aflac Incorporated for these reasons:

The stock has recently experienced a decrease in insider ownership, with notable sales by directors, which may signal a lack of confidence in the company's future performance.
Aflac Incorporated missed analysts' earnings estimates in its latest quarterly report, with earnings per share of $1.56 compared to the expected $1.63, raising concerns about its growth trajectory.
The company has a relatively low current ratio of 0.10, indicating potential liquidity issues, which could affect its ability to meet short-term obligations.
With a P/E ratio of 11.43, the stock may be considered overvalued compared to its earnings, which could deter value-focused investors.
Recent price target reductions by analysts, including a drop from $107.00 to $104.00, suggest that market sentiment may be shifting negatively towards Aflac Incorporated.

AFL Forecast - Frequently Asked Questions

: According to the research reports of 14 Wall Street equities research analysts, the average twelve-month stock price forecast for Aflac is $104.29, with a high forecast of $124.00 and a low forecast of $83.00.
: 14 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Aflac in the last twelve months. There are currently 2 sell ratings, 10 hold ratings and 2 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" AFL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFL, but not buy additional shares or sell existing shares.
: According to analysts, Aflac's stock has a predicted downside of -3.16% based on their 12-month stock forecasts.
: Aflac has been rated by research analysts at Barclays, BMO Capital Markets, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Morgan Stanley, Piper Sandler, UBS Group, and Wells Fargo & Company in the past 90 days.
: Analysts like Aflac less than other "finance" companies. The consensus rating for Aflac is Hold while the average consensus rating for "finance" companies is Moderate Buy. Learn more on how AFL compares to other companies.

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This page (NYSE:AFL) was last updated on 4/4/2025 by MarketBeat.com Staff

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Aflac (AFL) Stock Forecast & Price Target